Security 1 Lending | Security 1 Lendings | Reverse Mortgage Loans in Bay Area

Hello and welcome. I hope you find the information on my site helpful in making an informed decision about a Reverse Mortgage. I am committed to quality customer service and putting the needs of the people I serve first. I will always adhere to the highest degree of integrity in all of my business dealings. Security 1 Lending sets the highest standard in the Reverse Mortgage industry.

When it comes to Reverse Mortgages, education is the key. My pledge to you, is to complete the education process, so you are able to make an informed decision. I always encourage prospective clients to invite family members to be a part of the discussion with us. Look through this website for information to help you make informed choices. I look forward to meeting with you and discussing your financial needs.

I have clients that I serve all over the San Francisco Bay Area. Whether you are in Alameda, Oakland, Piedmont, Berkeley, Emeryville, Walnut Creek, Orinda, Lafayette, Danville, Concord or anywhere in California, I am accessible to you. I can also assist you with a conventional mortgage if you or a family member would need to purchase a home or refinance your existing home.

Enjoy the information in my Mortgage website. I look forward to serving you.

A reverse mortgage is a home loan that lets homeowners convert a portion of the equity in their home into cash. The equity built up over years of mortgage payments can be paid to you. Unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer use the home as their principal residence.

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To be eligible for a HUD reverse mortgage, HUD's Federal Housing Administration (FHA) requires that the borrower is a homeowner, 62 years of age or older; own your home outright, or have a low mortgage balance
that can be paid off at the closing with proceeds from the reverse loan; and must live in the home.

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The amount you can borrow depends on your age, the current interest rate, and the appraised value of your home or FHA's mortgage limits for your area, whichever is less. Generally, the more valuable your home is, the older you are, the lower the interest, the more you can borrow.

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